⚖️ Full Legal Disclaimer & Disclosures

📋 1. Regulatory Status & Registration

🚫 2. Not Investment Advice

All content on STOXGEN including but not limited to:

• Market Analysis and Smart Predictor outputs
• Options chain data, Max Pain calculations, PCR analysis
• Stock screener results and watchlist features
• Trade setup ideas and pattern analysis
• News sentiment analysis and market mood indicators
• IPO information and analysis
• Paper trading simulations

...is provided for educational and informational purposes only. You should not rely on this information to make any financial decisions.

⚠️ 3. Risk Disclosure (Mandatory per SEBI)

Equity Market Risk

• Investments in securities are subject to market risks. Read all scheme related documents carefully.
• Past performance is not indicative of future results.
• The value of investments can go down as well as up.
• You may lose part or all of your invested capital.

F&O / Derivatives Risk

• Futures & Options trading involves substantial risk of loss.
• F&O instruments are complex and carry high leverage risk.
• Only experienced investors with high risk tolerance should trade F&O.
• Educational content on this platform does not reduce F&O risks.

Technology Risk

• Market data may be delayed, incomplete, or inaccurate.
• System downtime or technical errors may occur.
• Data-driven predictions are not guaranteed to be accurate.
• Internet connectivity issues may affect platform availability.

🧠 4. Smart Analysis & Predictions Disclaimer

STOXGEN uses advanced data analytics and algorithmic tools to provide market insights. You must understand:

• Not Guaranteed: All predictions, signals, and analysis outputs are educational and not guaranteed to be accurate.
• Data Sources: Market data sourced from Yahoo Finance, NSE, BSE, and other public sources. Data accuracy depends on these third-party providers.
• Algorithmic Limitations: No algorithm can accurately predict stock markets 100% of the time. Markets are inherently unpredictable.
• No Liability: STOXGEN is not responsible for any financial losses resulting from use of our analysis tools.
• Educational Use Only: All tools including Smart Predictor, Options Analysis, and Market Signals are for learning purposes only.

🔒 5. Data Privacy (DPDPA 2023 Compliance)

STOXGEN complies with the Digital Personal Data Protection Act, 2023 (India):

• Data Collection: We collect name, email, mobile number for account creation only.
• Data Use: Your data is used only for platform functionality and communications.
• No Data Sale: We NEVER sell your personal data to third parties.
• Data Deletion: You can request deletion of your data at any time.
• Security: Data is encrypted and stored securely on Indian servers.
• Cookies: We use essential cookies for platform functionality and analytics cookies with your consent.
• Data Fiduciary: STOXGEN acts as Data Fiduciary under DPDPA 2023.

📜 6. Platform Terms & User Obligations

• You must be 18 years or older to use this platform.
• You agree not to use this platform for illegal activities.
• You shall not reproduce, distribute, or commercially exploit our content.
• Subscription fees are non-refundable once the service period has started.
• We reserve the right to suspend or terminate accounts for policy violations.
• You are responsible for maintaining the security of your account credentials.
• All disputes are subject to the jurisdiction of courts in Surat, Gujarat, India.

⚖️ 7. Limitation of Liability

To the maximum extent permitted by applicable Indian law, STOXGEN's total liability shall not exceed the subscription amount paid by you in the last 30 days.

📞 8. Grievance & Contact

As per Consumer Protection Act 2019 and IT Act 2000:

🔄 9. Changes to This Disclaimer

STOXGEN reserves the right to modify this disclaimer at any time. Continued use of the platform after changes constitutes acceptance of the updated disclaimer. Users will be notified of material changes via email.